What Rich People Know (That You Don’t)—Revealed in These 10 Books

Introduction

Hey friend! If you’ve ever felt overwhelmed by money stuff or unsure where to even start with investing, you’re not alone. I’ve been there too. But guess what? You don’t need a finance degree to master your money(being a finance professional, I can can surely bet on it). These books helped me make sense of things—and they can do the same for you.

Whether you’re figuring out how to budget, save, or finally understand investing, the best books about money and investing are written in a way that’s real, simple, and surprisingly empowering. So guys, are you ready to boost your financial confidence? Let’s dive in(Please note that I have listed the below books on money and finance in no particular order):

1. Rich Dad Poor Dad by Robert Kiyosaki

This was the first finance book I ever read—and wow, it changed how I thought about money. Robert Kiyosaki compares lessons from his two “dads”: one rich, one not-so-rich. The wisdom? Life-changing.

What stuck with me:

Assets vs. liabilities: game-changer!
Passive income is the key
Schools teach algebra, but not how to handle money (why?!?)

It’s a must if you’re looking to increase financial IQ or want a sneak peek into how the wealthy think. Honestly, learning from rich dad poor dad gave me a whole new mindset. This book also introduces rich dad financial statement ideas and even outlines the rich dad poor dad 6 lessons that shaped Kiyosaki’s path. It’s one of the robert kiyosaki most popular books—a foundational read. I have read this book several times and will give a detailed review of this book soon.

2. The Psychology of Money by Morgan Housel

This one’s not about charts or math—it’s about our mindset. Morgan Housel dives deep into how emotions, fear, and ego shape our money decisions.

Why I loved it:

Being rich doesn’t mean you spend big—it means you save smart
Risk and luck play a bigger role than we think
You don’t need to be a genius, just consistent

It made me rethink everything. If you’re into money secrets, or even just understanding your habits, this book is truly gold. The psychology of money author makes finance feel human again and is a must read to know about how the money mindset works.

3. The Millionaire Next Door by Thomas J. Stanley & William D. Danko

Spoiler alert: most millionaires aren’t flashy. This book was such an eye-opener. It taught me that building wealth quietly and steadily is often more powerful than chasing fast success.

Here’s the gold:

Frugality matters
Budgeting isn’t boring—it’s freeing
Your income doesn’t define your wealth

It’s one of the best books for learning about finance if you’re craving a more grounded approach.

4. I Will Teach You to Be Rich by Ramit Sethi

This book is SO millennial-friendly. Ramit’s tone is direct, cheeky, and super practical. He walks you through a 6-week plan to clean up your finances, invest smartly, and live well.

What makes it a fave:

Easy, no-fluff budgeting tips
Investing for people who hate the word “investing”
Actual scripts for negotiating (hello lower bills!)

If you’re in your 20s or 30s, this is perfect. It feels like personal finance in your 20s and 30s, written by that brutally honest friend.

5. Money: Master the Game by Tony Robbins

Tony interviewed billionaires so we don’t have to. This book is all about taking control of your financial future—even if you’re starting from scratch.

Here’s what’s inside:

How to avoid sneaky fees that eat your investments
A simple plan to retire with peace of mind
Words of wisdom from the world’s top investors

For anyone who wants money made simple and powerful, this one delivers.

6. Your Money or Your Life by Vicki Robin

This book helped me ask, “Is what I’m spending money on really worth my time?” It’s all about aligning your spending with your values.

Why it matters:

You track where every dollar goes
You measure money in life hours, not just dollars
It transforms your relationship with money

It’s seriously more than just money—it’s about joy, freedom, and living with intention.

7. The Richest Man in Babylon by George S. Clason

Old-school vibes, timeless advice. These ancient parables are surprisingly modern when it comes to managing money.

Key wisdom:

Save a portion of everything you earn
Spend less than you make
Invest with purpose

Great for beginners who want a story-driven intro to financial basics. Think of it as your first money system novel. In fact, it’s part of a growing genre of money system novels that teach finance through storytelling.

8. Happy Money by Ken Honda

I didn’t know money could feel… peaceful. Ken Honda shows how a positive, grateful attitude can change everything about how we handle money.

Do Check out my Gratitude Journal, having a greatful attitute and gratitude can defintely change your life.

Big takeaways:

Say “arigato” to your money
Let go of scarcity thinking
Improve your emotional money energy

Happy money to you, as Honda would say. It’s gentle, uplifting, and the opposite of fear-based finance.

9. The Intelligent Investor by Benjamin Graham

Whew, this one’s more advanced—but so worth it. It’s all about value investing and not getting tricked by market hype.

What I learned:

Look for undervalued stocks
Don’t panic when markets drop
Patience and research = long-term wealth

If you’re ready to take investing seriously, this is one of the best books on money to read. It is also one of the most favorite books of the most successful stock market investor of all time – Warren buffet.

10. Think and Grow Rich by Napoleon Hill

This book? A total mindset shifter. Think and Grow Rich isn’t just about making money—it’s about how your thoughts, beliefs, and persistence shape everything. I read this one cover to cover and honestly, I keep going back to it again and again. Truely, I even don’t remeber how many times I have read this one.

What really stayed with me:

Hill dives deep into timeless principles like autosuggestion, specialized knowledge, and the power of a definite purpose. It’s like a mental blueprint for achieving anything—money included.

✨ “Whatever the mind can conceive and believe, it can achieve.” — Napoleon Hill

This quote lives rent-free in my head. It reminds me that building wealth starts with clarity, belief, and consistent action. If you’re serious about success—not just hoping for it—this is your next read. It’s more than a money book. It’s a mission statement.

Why Reading Money Books Matters

Books are my favorite way to learn about money—no pressure, no judgment, just insight. They help you shift your mindset, take control of your money, and find freedom.

Whether you’re hoping to blog and earn, earn money using Pinterest, get this money, make that money online or offline, or finally say “I can get money,” you need to understand money first. That’s the foundation.

How to Apply What You Learn

Don’t just read—do! Here’s how to make those lessons stick:

Choose 2–3 books that match where you’re at
Take notes as you go
Apply at least one idea to your money plan each week

You can even start a money journal, chat with friends about it, or join a book club. Small steps lead to big change.

Final Thoughts

Let me say this—your money journey doesn’t have to be scary. With these books, it can be empowering, exciting, and even a little fun.

If you’re dreaming of financial freedom, passive income, or just want to stop stressing about bills, these are the best selling books on making money to get you started.

So grab your first book, take that first step, and know I’m cheering you on. Your brighter financial future? It starts now.

Affiliate Disclosure:
Some of the links in this post are affiliate links. This means that if you choose to make a purchase through them, I may earn a small commission—without any extra cost to you. I only share products and resources I truly believe in or have personally found value in. Your support helps keep this blog going, and I’m so grateful you’re here!

Hello! I'm Jyoti Vats.

What Rich People Know (That You Don’t)—Revealed in These 10 Books

Introduction